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How to Calculate GPA

GPA calculation follows four steps: convert each grade to its point value, multiply by the course's credit hours, add up the results, then divide by total credits. That is the whole formula.

Chris Terry
By Chris Terry, Editor
Updated June 17, 2026

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Convert each letter grade to its grade-point value (A = 4.0, B = 3.0, and so on), multiply each by the course's credit hours, add up all those products (quality points), then divide by total credit hours attempted. The result is your GPA on the standard 4.0 scale. Four steps, no shortcuts, and no variation from school to school on the core arithmetic.

Step-by-step example

Say you took three courses this semester:

CourseGradeGrade PointsCredit HoursQuality Points
EnglishA4.0312.0
MathB+3.3413.2
HistoryB3.039.0
Total1034.2

GPA = 34.2 / 10 = 3.42. A B+ semester.

The full letter-grade-to-points conversion

Letter GradeGrade Points (4.0 scale)
A / A+4.0
A-3.7
B+3.3
B3.0
B-2.7
C+2.3
C2.0
C-1.7
D+1.3
D1.0
F0.0

Some schools treat A+ as 4.3 rather than 4.0. Others cap everything at 4.0. Check your school's specific policy before relying on the table above.

Semester GPA vs. cumulative GPA

Semester GPA covers only the current term's courses. Cumulative GPA combines every semester: add all quality points from all terms and divide by all credit hours attempted. A strong semester lifts the cumulative number, but its effect shrinks as your total credits grow. This is why one great semester rarely rescues a shaky start. Use the GPA calculator to compute both.

High school GPA vs. college GPA

The calculation is identical, but high school courses often carry uniform credit weights regardless of length, while college courses vary. High school GPAs may also be weighted for AP or honors courses on a 5.0 or modified scale. See weighted vs. unweighted GPA for how those two versions differ.

When grades are percentages, not letters

Some schools report numeric grades rather than letters. Convert to a letter grade first using the standard ranges (90-100 = A, 80-89 = B, 70-79 = C, 60-69 = D, below 60 = F), then follow the same steps. A few institutions use a 100-point GPA scale and never convert to 4.0; your registrar can tell you which applies.

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FAQs

How do you calculate your GPA step by step?

Assign grade points to each grade (A = 4.0, B = 3.0, C = 2.0, D = 1.0, F = 0), multiply each by the course credit hours to get quality points, add all quality points together, then divide by total credit hours. The result is your GPA on the 4.0 scale. No other steps.

How do you calculate cumulative GPA?

Add quality points from every semester together and divide by total credit hours from every semester. Each semester feeds into one running total. A strong semester raises it; a weak one lowers it. The effect gets smaller the more total credits you carry.

How do you calculate GPA on a 4.0 scale?

The 4.0 scale assigns 4.0 to A grades, 3.0 to B, 2.0 to C, and 1.0 to D. Multiply each grade-point value by the course credit hours, sum those products, and divide by total credit hours. The result is your GPA. On an unweighted scale, 4.0 is the ceiling.

How do you calculate GPA with weighted grades?

Weighted GPA adds extra grade points for advanced courses: typically +1.0 for AP or IB and +0.5 for honors. Calculate the same way, but use the higher grade-point values for those courses. The result can exceed 4.0, which is why most colleges recalculate on an unweighted scale when comparing applicants.

Chris Terry
About the author
Chris Terry
Editor, Encore Editorial

Editor at Encore Editorial, Chris Terry is responsible for editorial standards and for turning dense topics into plain English. He has written extensively on business finance and consumer markets.